Finance Maxxing

Retirement Planner

Project your retirement savings across conservative, baseline, and aggressive return scenarios.

Timeline

yrs
yrs
yrs

Retirement Location

Est. retirement tax$7,122/yr(14.3%)

Retirement Spending

Your income is ~65th percentile · presets scaled accordingly

%

Social Security

Estimated annual benefit$28,311

Estimated from $75,000 income, claiming at age 65. Uses simplified 2024 bend-point formula. Actual benefits depend on full earnings history.

Accounts

Manage
Traditional 401(k)
$
$
Maxed
Roth IRA
$
$
Maxed
Taxable Brokerage
$
$
Current Savings
$75,000
Annual Contrib.
$36,500
Retirement Tax
$7,122/yr
14.3% eff. rate
At Retirement
$3.1mm$3,108,538
35 years
End Balance
$0
age 90
Savings may run out
In the baseline scenario, your savings run out before age 90. Consider increasing contributions, adjusting spending, or delaying retirement.

Savings Projection

Scenario Comparison

ScenarioReturn (Stocks/Bonds)At RetirementAge 90
Conservative6% / 3.5%$2.6mm$2,617,897$0
Baseline8% / 4.0%$3.1mm$3,108,538$0
Aggressive10% / 4.5%$3.6mm$3,613,289$3.9mm$3,853,371

Assumptions & Disclaimers

Stock Return: 8%*
Bond Return: 4%*
Inflation: 3%*
Filing Status: Single*
Social Security: Included

Projections use simplified models and historical averages. Actual returns will vary. Social Security estimates use PIA formula approximations. Does not account for Required Minimum Distributions, tax law changes, or sequence-of-returns risk. This is not financial advice.

* Configurable in Detailed Profile